MEMBERSHIP
How to become a FICCO Member?
Join the Pre-Membership Seminar (PMS) conducted in any FICCO Offices.
When is Pre Membership Seminar conducted?
Main Branch: 1st, 2nd, 3rd Saturday, 4th Sunday of the Month
Other Branches: 1st, 2nd, 3rd Saturday, 4th Sunday of the Month
Time: 12:30pm – 5:00pm
How much do we pay if we open an account for regular membership?
Pre-membership fees:
| Seminar’s Fee | ₱ 40.00 |
| Membership Fee | ₱ 50.00 |
| Subscription Agreement (notarial) | ₱ 50.00 |
| Share Capital | ₱ 100.00 |
| Savings Deposit | ₱ 100.00 |
| Home Protect | ₱ 250.00 |
| Family Protect– Registration– Monthly Contribution | ₱ 50.00₱ 40.00 |
| TOTAL | ₱ 680.00 |
What are the requirements needed to open an account?
- 2 pcs 1×1 I.D Picture
- Residence Certificate
- Certificate of Employment
- Marriage Contract (if applicable)/ 2pcs
- Birth Certificate
- Photocopy of Valid I.D
- Business or Barangay Permit
- Tax Identification Number (TIN)
LOANS
- – A member if FICCO
- – Proof of identity (ex: Valid IDs)
- – Proof of Residency (ex: Billing- Water and Electricity)
- – Proof of Income (ex: Pay slip – if employed; Business Permit – owns a business)
INSURANCE
What Are The Insurance Products & Services Offered In Ficco
Life Services
- Savings Protection Plan (SPP)
- Loan Protection Plan (LPP)
- KooPamilya(MBA)
- Mutual Aid Fund (MAF)
- Memorial Services
- Retirement/Installment Savings Insurance-New*
Non-Life Services
- Home Protect
- Fire Insurance and Allied Perils
- Motor Vehicle or Car Insurance
Who is/are the the claimant-beneficiary/ies of the deceased FICCO member?
The Table below will be observed in determining the claimant-beneficiary of the deceased FICCO member, provided, the designated beneficiary/ies is/are not contrary to law to receive the proceeds:
| TABLE A | |
| Insurance Plan | |
| Savings Protection Plan (SPP) | Whether joint or single account |
| Loan Protection Plan (LPP) | Applied first to Loan, excess (if any) goes to beneficiary |
| Koopamilya (MBA) | |
| MAF | |
| MSCF | |
| Home Protect | |
| CHMF | |
| Others |
B: If no declared beneficiary, extrajudicial settlement or adjudication of legal heirs.(refer table B)
| TABLE B | |
| Single | If Re-marry –widow(er) |
| 1. With Children | 1. With Children Spouse (legal) and Children (recognized) from current and first family |
| 2. If without Children | 2. If without Children (current) |
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| 3. Refer to legal (if no parents and siblings) |
- If application/enrollment form is lost, the branch will execute an Affidavit of Loss and settlement will be done through extrajudicial settlement or adjudication of legal heirs. (refer table B)
- For Minor Beneficiary/ies, proceeds will be placed as Time Deposit (or RS) to be withdrawn upon the legal age of the minor-beneficiary.
LIST of accredited partners of Coop Health.
Can motor claims be repaired at casa?
Yes provided the year model of the vehicle is not more than 3 years.
If car is more than 3 years, where can be repaired?
Preferably at our accredited shops.
What are the usual reasons of additional requirements?
-Pictures and/or text are not clear
-Inconsistent or discrepancies of information without explanation or affidavit
-Claims are deniable